Business Development Officer at SMEP Microfinance Bank

BDO 02/18/HRD

SMEP Microfinance Bank Limited is a dynamic Christian based bank regulated by the Central Bank of Kenya, whose Mission is To empower our customers through provision of market driven financial solutions”.

We are inviting applications from interested and suitably qualified candidates who are passionate about transforming lives in the society, to fill the following positions:

Responsible for business development through marketing and recruiting of customers, processing and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio and a happy and satisfied customer base.

Responsibilities

  • Responsible for Marketing of Banks products and services
  • Facilitate recruitment and registration of clients in existing and new groups
  • Stimulate client training on SMEP policies, procedures and basic business skills, loans, business, e.t.c.
  • Ensure that all clients contribute weekly savings and repay their loans on time
  • Responsible to evaluate clients’ businesses and determine whether they are worth the amount applied for
  • Responsible for client evaluations and loan processing.
  • Responsible for maintaining a quality asset portfolio as per the Banks requirements
  • Responsible for preparation and submissions of timely daily, weekly, monthly and quarterly reports as per the Banks’ requirements to the respective Office Holders.
  • Responsible for recording, verifying and assessing the chattels offered for loans with assistance of the Branch Manager
  • Ensure follow-up of defaulters and collection of arrears
  • Responsible for record keeping for all clients e.g. savings, loan status etc.
  • Ensure client retention through excellent customer service

Qualifications

  • A minimum grade of C+ (plus) in KCSE
  • A undergraduate Bachelor’s degree or Diploma in Business related courses from a recognized institution.
  • Knowledge in Sales and Marketing, credit risk management, credit lending
  • At least 2 years’ experience in the financial sector
  • Proficiency in computers is mandatory.
  • Ability to analyze and interpret financial statements
  • Clear understanding of microfinance/banking industry is an added advantage.
  • Good interpersonal & communication skills with excellent customer service.
  • A team player with the drive to improve performance.
  • Persuasive with strong recognition skills,
  • Self-driven and possess the ability to work with minimum supervision
  • Ability to work independently under minimum supervision.
  • Strong Christian values, commitment and passion for the transformation of the population.
  • Aged between 26 and 35 years

How to Apply

The full job profile is also on the website and qualified and interested candidates who meet the criteria should download the “Job Application Form” at www.smep.co.ke/opportunities, and send their filled applications to recruitment@smep.co.ke. Only shortlisted candidates will be contacte